You don’t have to chase high savings rates to save a lot of money. In fact, if you can cut down on certain insurance expenses and transportation expenses, you will save a lot of money. Here are a few tips for saving money on insurance and transportation.
- Always compare prices and shop around before you buy auto insurance. Don’t automatically renew your policy. Instead, look around and see if a competing company can offer you a better rate. You may find much lower premiums.
- Pay higher deductibles on your auto insurance and homeowners insurance. If you pay between $500-$1,000 rather than $100-$250, you’ll be able to save several hundred dollars on your annual premiums.
- Only purchase life insurance if you absolutely need it. Whole life insurance is extremely expensive. If you have to purchase life insurance, then go for term life insurance.
- Drop all credit insurance coverage you have on installment loans. This coverage is only necessary if you don’t have the funds to protect yourself in the case of unemployment, death, or disability. You can save up to 3 percentage points if you stop this type of coverage.
- Maintain your tires at the proper pressure level. Also, make sure your car’s engine stays tuned. You’ll save a lot on gas money if you take care of these essentials.
- Purchase low cost gas instead of high-end gas. Nowadays, this is a significant discount.
- Finally, always buy cheap airfare, and look online for airfare discounts. A promotional code can save you a lot of money.
These are just a few simple tips you can follow to boost your savings during these tough economic times. Save well and you will have more funds available to invest.
Provided to you by Ratelines.com, a financial portal to find the best savings account rates and other money market rates available.
Tags: airfare discounts, best savings account rates, homeowners insurance, insurance coverage, insurance expenses, money market rates, purchase life insurance, saving money on insurance, term life insurance, tips for saving money, transportation expenses, whole life insurance
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ya it is a very good post .I think we should buy costly gas which may not damage u r vehicle instead of low cost gas
Comparing bank terms on savings accounts beforehand is the best way to incur equally the best savings interest rate.
Edit By admin : Dont copy paste sentences from other websites and post here as a Comment you spamer.
Only if you are willing to risk having problems and having to pay a large fee to get your phone canceled if you two break up.
My boyfriend wants to get me a phone under his plan so that we can save and reduce expenses. Is this advisable?
I have heard people say this can cause unneccessary insecutities. I have also heard that why should we be on the same plan when we’re not married that it’s just like cohabitating. Any advice would be appreciated
With the 2010 New Year upon us, most people are thinking about their New Year’s resolutions. Because 2009 was such a difficult economic time, many people are now thinking about making changes to their budgets in order to lower their debt load in 2010.
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